September 2019 Archives

Student loans can sometimes be discharged in a bankruptcy

Most graduating college students in Tennessee and around the country enter the workplace with tens of thousands of dollars in debt. It is commonly believed that student loans cannot be discharged in a personal bankruptcy, but that is not the case. Individuals who are struggling to cope with student loans may obtain relief by filing a Chapter 7 petition if making their required monthly payments causes them undue hardship.

Tips for planning a sober ride home during the holidays

With many holiday seasons peppered in throughout the end of this year, celebration is often in order! Gatherings with family and friends spring up, bringing hugs, food, and more specifically, drinks. And while the revelry is enjoyable, you might be visiting loved ones out of state, and need to return to a hotel room after the celebration winds down.

Rise in prenups attributed to millennials

Millennials who live in Tennessee might be more likely than their parents did to want a prenuptial agreement. Nearly two-thirds of the attorneys in a survey by the American Association of Matrimonial Lawyers said there had been a rise in couples asking for a prenup, and of those, over half said that more millennials were requesting them.

Certain veterans' benefits protected from creditors by HAVEN Act

Veterans of the U.S. military make up a disproportionately large percentage of people who file for bankruptcy. Almost 15% of those who file for protection under Chapter 7 or Chapter 13 of the Federal Bankruptcy Code are military veterans; the group makes up only around 10% of the population overall. During the year 2017, roughly 125,000 military veterans in Tennessee and across the country filed for bankruptcy. A newly passed federal law will provide greater financial protections to veterans who file for bankruptcy.

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