December 2018 Archives

Bankruptcy refilings have different waiting periods

One question in bankruptcy law is about filing for bankruptcy again. The federal Bankruptcy Code sets forth time period rules that apply to filers in Tennessee and across the country. When a person has previously filed for Chapter 7 bankruptcy, for example, and received a discharge, he or she must wait at least eight years from the date of the previous filing before beginning another Chapter 7.

Should you file for Chapter 7 bankruptcy?

If you are struggling with the decision to file for Chapter 7 bankruptcy, you are not alone. Over 450,000 individuals filed for Chapter 7 last year, and they have all been where you are: overwhelmed by debt and not sure what to do next. Chapter 7 is the most popular type of consumer bankruptcy. Here are a few factors to help you decide if Chapter 7 is the right option for you:

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