Sevierville Legal Blog

Marriages less likely to last when wives earn more than husbands

Some men in Tennessee are perfectly fine with being stay-at-home dads or having a wife who earns more. However, not all men have this attitude even though nearly 40% of wives earn more than their husbands according to Bureau of Labor Statistics figures. Census Bureau stats also show that when a wife is the higher-earning spouse, her income is reported for census purposes at nearly 2 percentage points lower than it really is.

Greater social and cultural forces still place a higher value on husbands who make more than their wives. There's some research showing that couples are less likely to marry or more likely to split when the man isn't the higher earner. Conflicting research suggests that even when the wife earns more, couples are likely to stay together; this may be because of an inability to afford to live separately or because the higher-earning spouse has health insurance and similar factors.

Divorce property division for stay-at-home parents

Around 25% of mothers in Tennessee and across the country stay home from the workplace to raise their children as do 7% of fathers. This choice is widely praised socially. Over half of Americans surveyed say they think it is better when a mother can stay at home than go to work or even have a stay-at-home father. Being a stay-at-home mother often involves more than just providing childcare and education. As a result of the parent at home's time and availability, the parent in the workforce can work long hours, go on business trips and develop his or her career far more extensively than if they had to share parenting duties or rely on traditional paid childcare providers.

Therefore, stay-at-home parents also contribute to the development of the working parent's career, allowing them to earn promotions, start their own business or develop a higher income. However, many of these stay-at-home parents often gave up their own careers to do so. Around 10% of all mothers with a master's degree or higher stay home to raise their children, keeping them out of the workplace. The situation can become more complicated when divorce is involved.

Tasks to complete after a court grants the divorce

In Tennessee, many couples find it painful to even think about getting divorced. The entire procedure of filling out legal documents rivals the strong emotions and conflicting thoughts felt by both spouses. Feeling burdened with sleepless nights and grief, couples may benefit from working with an experienced family law attorney. Ex-spouses could still have more work to do even after the divorce decree has been signed by both parties.

After making important decisions about the division of properties, assets often require changing titles from joint to single ownership. For instance, a house formerly owned by both spouses will belong to only one spouse after the divorce takes place. Therefore, the title needs to change to reflect that the property is now owned by a single person instead of a married couple. In this situation, a quitclaim deed usually suffices. Ideally, the mortgage should also reflect the change. Otherwise, the person who no longer owns the home may still owe mortgage payments to the lender.

Medical bills may surprise patients

When people in Tennessee go to the hospital, they often check carefully to make sure they are choosing a provider that is in-network for their insurance company. This should allow their healthcare treatment to be fully covered to the extent possible under their insurance. However, many people continue to face surprise medical bills that can be costly after a hospital stay. Almost one out of every seven patients receives a bill for an out-of-network service as part of an in-network hospital admission.

These bills cover a range of medical treatments and healthcare providers. It is not possible for patients to anticipate or predict the bills that they will receive after they have already chosen an in-network hospital to receive treatment. For example, anesthesiology services associated with surgery were linked to 16.5 percent of out-of-network claims. Other medical specialties in the hospital also led to these bills, including 12.6 percent associated with primary care and 11 percent with emergency medicine. This means that even when people seek emergency treatment at a hospital in their insurer's network, they can still find themselves facing hefty medical bills later on.

Employers slowly recognizing financial stress among workers

Employers in Tennessee want their workers focused on their duties, but stress caused by financial problems, like debt and medical bills, has emerged as a considerable source of distraction. When the International Foundation of Employee Benefit Plans surveyed companies, 70 percent of them cited financial issues as their employees' top source of stress.

A 2017 poll of 1,600 full-time workers at the accounting firm PwC revealed that over half of the staff harbored concerns about money. A human resources company that looked at the aggregated results of employee financial stress estimated that it reduced productivity and cost businesses nationwide about $250 billion annually.

Reasons for gray divorce in Tennessee

The rate of divorce for American over the age of 50 has been steadily increasing over the past two decades. There are a number of factors that have been contributing to the rising number of these so-called "gray divorces."

The most common issue to arise in a gray divorce is financial management. Finances can be a complicated issue if one spouse has difficulty with managing money. A divorce tends to be likely in situations when couples are overwhelmed by debt or are continuously fighting about money.

Medical expenses are linked to bankruptcy filings

Healthcare remains a hot topic of debate across the country, not just in terms of being a divisive political issue but in real terms affecting real people in Tennessee. Arguments on whether it is a right or not, whether it should be mandatory or optional, and who pays for it all pale in comparison to the fundamental question of what happens when an individual needs a medical procedure that he or she simply cannot afford. Sadly, many choose to do without, resulting in further deterioration to their well-being. Others opt to move forward with the necessary care but often experience a different form of negative consequence.

A recent medical study revealed a high correlation between the effect expenses caused by illness or injury had on a family and the likelihood of filing for bankruptcy. For the study period, the researchers found that well over half of the filed bankruptcies included medical expenses within the relevant debt. Over 40 percent reported illness-related income loss as a contributing factor, and many reported both.

A new study identifies the most common causes of divorce.

Tennessee couples may be interested in a recent survey that sheds light on why some marriages ultimately fail. While the U.S. divorce rate is falling, it remains high. In many cases, multiple factors contribute to the ultimate demise of a marriage

The study was conducted by a survey of participants in a relationship enhancement program. Researchers went back to the participants 14 years after the program took place and interviewed those who ultimately divorced.

How to interact with police if English is your second language

A traffic stop is not uncommon, but it can be a nerve-wracking, especially if English is not your native language. Depending on the reason you were pulled over, and how the interaction goes, an officer may ask you to do a variety of things in the name of compliance.

Below is a summary of questions police officers may ask, and tips on how to respond while still protecting yourself.

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Personal Legal Services In The Sevier County Area

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Sevierville, TN 37862

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